Financing That Fits Your Business
Dedicated financing department led by a senior manager — working across every Israeli bank and non-bank lender to find you the most advantageous terms.
Who we work with
What's included
Everything you need — under one roof
Business loans
Loans for growth, equipment, inventory or operations. Banks and non-bank lenders in parallel to maximize terms.
Government-backed loan fund
Application to state-backed fund — lowest rates in the market. We specialize in this complex process.
Credit lines
Setting up bank / credit company lines — for smart, fast cash-flow management.
Bank guarantees (BG)
Performance, quality, and tender guarantees — full bank liaison.
Real estate financing
Financing business or investment property acquisition with optimal tax and cash-flow structuring.
Vehicle & leasing financing
Vehicle acquisition for the business — loan, operational / financial lease — we pick what fits.
Personal financing
Loans for individuals — renovation, debt consolidation, down payment. We compare lenders here too.
Credit portfolio restructuring
Refinancing existing loans, consolidating debt, lowering interest — we review and present alternatives.
Strategic advisory
Pre-raise session — how to present the business, what documents to prepare, how to win the best terms.
How we work together
Discovery call (free)
We understand the need, financial position, and priorities — low rate? speed? max amount?
Document preparation
We request the minimum from the client (reports, statements) and prepare the file professionally.
Approach 12-15 lenders
In parallel, to capture offers from the entire market. We arrive with a prepared file — approval odds climb dramatically.
Comparison + selection
We present a comparison table — rate, fees, total cost, flexibility. Client picks, we close.
End-to-end support
We accompany through funds in bank — including bank meetings, form completion, and correspondence.
Frequently asked
What's the difference between a bank loan and a non-bank loan?+
Banks offer lower interest rates but demand stricter requirements (collateral, documentation, history). Non-bank lenders (credit companies, funds, investment provident funds) are more flexible and faster but charge higher rates. We pick the path that fits the client, not our fee.
What documents do I need for a business loan?+
Depends on loan size and lender, but typically: business registration / company extract, annual reports for the last 2-3 years, current trial balance, 6-12 months of bank statements, and cash-flow forecast. We prepare the complete file on your behalf.
How long does a business loan take?+
Small loans (up to ₪300K) — approval in 48-72 hours via credit companies. Larger bank loans — 1-3 weeks. Government-backed loan fund — 30-60 days (but with the lowest rates). We match the track to the pace you need.
Can I get financing even if my credit history is imperfect?+
Yes — there are lenders that work with complex profiles. We know the map deeply and know exactly which lender to approach. Files that look "problematic" often get approved when we route them to the right place.
What does your service cost?+
First consultation is free. After that, our model is success-based (a brokerage fee from the lender, no upfront costs to the client). We're always transparent about this up front.
What is the SBA-style loan fund for small businesses?+
A government-backed loan fund for small businesses (up to ₪6.25M revenue) — 85% state guarantee, rates lower than the banks (prime -0.5% to prime +2%), and repayment of up to 12 years. Application process is complex — we specialize in it.
Need financing for your business or yourself?
We will assess the situation, see what's possible, and tell you honestly — is it worth it, is it not, and what it will actually cost. First consultation at no charge.
Free Eligibility Check